OUR SERVICES

     TRG is a direct private money lender for real estate serving Southern California as a reliable and dependable mortgage lending source. Private money lenders for residential real estate account for approximately 15% of the total loans originated.  This niche is growing as financial institutions are tightening guidelines for borrowers.  

     A private money mortgage can be an ideal solution for you. Private money financing offers flexibility, competitive rates, and fast funding to serve your unique situation. 

     We provide personalized attention and have a simple hard money loan application process to assess your situation and offer viable solutions. 

     We understand that applying for financing can be frustrating and stressful and sometimes even discouraging. We make the borrowing experience pleasant by streamlining the process while minimizing documentation requirements.

     We provide litigation services for clients that are facing foreclosure.          

     Before foreclosure occurs, a homeowner can file a complaint to enjoin a trustee sale or they can consider a Chapter 13 bankruptcy.   

     Although litigation is often costly and often should be a last resort, in some cases the homeowner may have to file a complaint as the first line of defense.  

     For example, in some states (e.g., Arizona) you must try and seek to obtain an injunction prior to the sale or all of your objection will be forever waived Zubia v. Shapiro, 243 Ariz. 412, 408 P.3d 1248 (2018),   

     In both cases, you chances of keeping your home is increased.  Whether you need to file a pre-foreclosure complaint to enjoin the trustee auction, quiet title action, wrongful foreclosure, or a bankruptcy, TRG can help you at each stage of the foreclosure process.  

     Call our office now for a free consultation.

     Bankruptcy is a legal process to help people who owe money, or debtors, get relief from debts they cannot pay and, at the same time, help people who are owed money, or creditors, get paid from assets property the debtor has. 

     After a bankruptcy, the debtor is no longer legally required to pay any debts that are eliminated, or discharged, in bankruptcy court.

     Chapter 7 (a/k/a "Liquidation or Straight Bankruptcy") is the most common form of bankruptcy for individuals. The court sells all your assets (except assets that are exempt) for cash and then pays your creditors. You must make less than a certain amount of money to qualify.

     Chapter 13 (a/k/a the "Wage Earner's Plan") is a repayment plan for individuals with regular income. Under this type of bankruptcy, you pay your debts off over a 3- to 5-year period and you keep your property.

     Since there are different types of bankruptcy, one may be better for you than another, or bankruptcy may not be a good solution for your type of problem at all.  Call us now for a consultation.

     There are approximately 60,000 evictions filed each year countywide.   The stress of an eviction is amplified for those who recently lost their homes through foreclosure.

     Whether your home was sold through a judicial sale or auction, if a real estate investor wins the auction bidding (noteholder), then you might be served with a 'Notice to Quit' on the day of the auction.  That means you could have 3-5 days to move out or be sued.  If you don't move out, the noteholder will sue you in civil court.   If you don't take action, your ability to rent can be harmed.

     If you have been served a Summons & Complaint, call our office now.